Improved customer experience: The availability of NFC payments enables customers to choose the payment method they’re most comfortable with and increases overall convenience.Faster checkout process: According to Mastercard, contactless payments are up to 10 times faster than other in-person payment options.Read our guide to the best credit card readers for more options and info. Because of this, NFC-driven payment options, such as Apple Pay and Google Pay, are fast becoming a preferred consumer payment method. The process creates a lightning-fast checkout flow that’s both convenient and one of the most secure payment methods. When payment and reader devices are close together (typically less than 2 inches apart) and activated, their NFC chips exchange encrypted data to complete a payment. Due to contactless payment popularity and increased adoption rates due to the COVID-19 pandemic, most merchant accounts offer NFC readers.
To accept NFC mobile payments, you need a specialized card reader. Plus, they can help speed up the checkout process.
NFC payments (often called “Tap to Pay” or simply “Tap” transactions) are widely used because they are contactless, encrypted, and highly secure. NFC mobile payments are contactless payments that use near-field communication (NFC) technology to exchange data between readers and payment devices-like Apple Pay and Google Pay e-wallets in smartphones or tap-to-pay credit and debit cards.
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